5 of the Best Stock Market Investment Alternatives you should have a look at
One should never be disappointed regarding their investment portfolio returns. There are several stock market investment alternatives one can look at. Moreover, the long-term investors are well aware and neither the short term investors can deny the fact that in the stock market the time does not remain consistent. Sometimes investing in the stock market might turn out to be a jackpot but there are times when it tears everything apart. The results of investing in the stock market are mostly unpredictable.
“Stock bond returns will be strained for the next three to five years, so it makes sense to [consider] other sources of returns,” said certified financial planner Mark Wilson, chief investment officer for The Tarbox Group. “But be aware of what kind of risk you are adding to your portfolio.”
Moreover, the stock market goes through various fluctuations. Most of the market advisor advises reducing investments in the stock market as you move towards retirement. In addition, there are several stock market investment alternatives where a person’s financial status can be secured. These options can help people to survive in their bad times. Or the times when people cannot afford to function to fulfill their need. At this stage of life, investing in stock market investment alternatives can always work for you.
Stock Market Investment Alternatives: Annuities
There are different types of annuities; the basic one is the idea that we pay company insurance a lump sum. Moreover, these lump sum money payouts guarantee monthly payments for life. But it does not mean that to empty your savings account by buying these annuities. If your pension and Social Security payments are not enough to pay your minimum monthly expenses, then it’s a good idea to buy an annuity to fill that gap.
Stock Market Investment Alternatives: Real Estate
There are many investment options to save oneself from completely destroying their financial status. One of the options is to buy real estate and use it for rental purposes. Rental properties are a great source of income. One can earn from rental properties quite easily but it has a drawback. The drawback involves management of rent, handling tenants and taking care of the problems regarding the property. To avoid such headache one can always look for real estate investment trust. Moreover, this real estate investment trust is a big help to avoid landlord ship. Investing in a real estate investment trust is quite easier as compared to rental properties and other dividend stocks.
Stock Market Investment Alternatives: Gold
Gold is another stock market investment alternatives. Moreover, this is advantageous when economic turmoil hits the price gold goes up. Gold has the element of stability which benefits the small portion of the portfolio. One can invest in Gold is much easier and gold ETFs without having to worry stashing gold in the freezer. Buying gold can turn out to be life-saving in many life situations.
Stock Market Investment Alternatives: Peer-to-Peer Lending
Peer-to-Peer Lending is one of the great alternatives from other stock market investment alternatives. It is the great way to earn extra income. Moreover, one can lend money to individual borrowers and can charge interest individually. The positive thing about peer-to-peer lending is that one can lend in $25 increments. These increments diversify a lending portfolio. In addition, these lending portfolios can handle the losses if there is a default on the behalf of the borrower. The reason is that the interest rate is so high. The biggest caveat of peer-to-peer lending is that if there is a recession then there shall be a great increase in interest rate.
Stock Market Investment Alternatives: Long-term care insurance
The long-term care can be a huge burden on the retirement portfolio. For example, a nursing home can cost $10,000 a month depending on where you live. Long-term care offset the cost if anyone in the family has the history of Alzheimer’s, dementia, or Parkinson’s disease. These all can cover up by long-term care insurance. If any of the family members did not avail this facility than it can be costly so it would be better to invest somewhere else.
The stock market is the place where one cannot predict their good or bad times more consistently. Imagine a situation where the stock market is not the best place to invest, then where one should invest their money? This question is very important for people who want to get extra income by investing in the area. Moreover, there are many ways where a person can invest. This investment can result in a positive aspect. The aforementioned alternatives for the stock market will surely help one in their bad times. Investment in the stock market can fluctuate at any time but one can save themselves from financial disasters by moving towards stock market investment alternatives. For more related articles please visit online money investment.